Payday Loans in Houston, Texas - Westheimer Rd
- We Offer Loans Across the States
- Quick & Easy Application
- Online and In-Store Options
- No Credit Check
- Guaranteed Approval Loans
- Same-Day Deposit
- Small Payday Loans Near Me
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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If you seek fast financial assistance, 1F Cash Advance can help you get the money you need on the same day. We offer direct lender payday loans in Houston without a credit check, making them suitable for people with bad credit. You can visit our store at 7553 Westheimer Rd to get qualified help during the application process or request a loan online right now via the website.
Find 1F Cash Advance Store in Houston
1F Cash Advance store in Houston provides emergency financial support to borrowers who face urgent money needs. We’re located at 7553 Westheimer Rd, near the Vitamin Shoppe, Subway, and 5 Star Nutrition. Our clients can use free parking and enjoy a smooth application process in our cozy office.
7553 Westheimer Rd, Houston, TX 77063
Hours:
Monday – Sunday: 8:00 AM to 10:00 PM
Payday Loan Terms & Rates in Texas
1F Cash Advance fully complies with the payday lending rules set by Texas laws. Here are our terms and rates:
- Loan amount: $100 to $1,000,
- Repayment terms: 7 to 31 days,
- Average APR: 663%,
- Rollovers: Allowed.
Products & Services
We provide personalized financial support based on our clients’ unique needs. Here’s what you can get in our store:
Payday Loans
A payday loan is a short-term loan for small emergencies. It can provide you with up to $1,000 and needs to be repaid in full in 7 to 31 days, right after you receive your next paycheck. This loan can be obtained with any credit and is usually used to cover various unexpected expenses.
Installment Loans
Installment loans offer up to $5,000 financing and give you flexibility to pay back the funds in equal monthly payments over 2 to 24 months. You can use them to cover long-term needs or big purchases without much strain to your budget.
Title Loans
A title loan allows you to get up to 50% of your car’s price by using its title as collateral. The repayment is typically made in 30 days. Although your vehicle is pledged, you can keep driving it during the loan life.
Check Cashing
Visit our Houston store and turn your check into cash in a matter of minutes. We don’t require you to have a checking account. You only need to provide your valid ID.
What Do You Need to Get a Loan in Houston
Loans offered by 1F Cash Advance come with minimum qualification criteria, making them available to almost anyone. Here's what you need upon your store visit:
- Be over the age of 18;
- Provide your government-issued ID and SSN;
- Have an active bank account in your name;
- Specify your bank routing number;
- Provide proof of income and address.
How to Apply for a Loan through 1F Cash Advance
Our straightforward application process allows you to request a loan with no hassle of traditional bank options. Follow these simple steps and get your money today:
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Fill out a simple form. Visit our store to get qualified assistance, or apply online in just 5 minutes.
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Get a response. Your application details will be verified quickly through a soft credit check, so it will only take us about 15 minutes to make an approval decision.
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Receive the funds. If approved, read the terms of your loan agreement carefully and sign the documents. In-store applicants can get cash immediately, while online borrowers will get a direct deposit into their bank account within 1 business day.
Explore Our Locations Near You
1F Cash Advance has several payday loan stores in Houston so you can visit the one nearest to you. We also have multiple physical branches across the state, including those in Belton, Bryan, Copperas Cove, Fort Worth, Killeen, and Temple. See the full list of our Texas locations below.
Not in Texas? Check out our stores in Ohio, Texas, California, New Jersey, and other states.
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FAQ
Do payday loans affect my credit score?
Payday loans offered through 1F Cash Advance have no impact on your credit score as long as you pay them on time.
What are some good ways to use a payday loan?
Payday loans are almost perfect to meet your urgent money needs. You can use them to pay for medical bills, car repairs, home improvement, or even groceries. They may also suit borrowers with bad credit who can't access traditional financing options.
Do you offer loans to people with bad or no credit?
Sure! 1F Cash Advance considers borrowers with any credit. We offer income-based loans and pay more attention to your overall financial situation rather than your credit score.