Payday Loans in El Paso, Texas
at 201 S Americas Ave #208, 79907
- (915) 800-3245
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in El Paso
El Paso residents can count on 1F Cash Advance for fast, reliable payday loans during financial emergencies. We make the process smooth, allowing you to get approved in minutes and receive instant cash from a direct lender on the same day.
Our loan place in El Paso is conveniently located just off North Loop Drive. Visit us for in-person assistance, and our team will develop a loan solution that meets your specific needs.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Richard Hill
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Available Products
Every financial situation is different, so our El Paso branch has two straightforward lending option:
Max. amount $1,000
These are small, short-term loans meant for urgent expenses. Loan terms range from 2 to 4 weeks for a single-repayment loan. Borrowers in Texas can get up to $1,000, depending on their gross monthly pay. APR may reach 400% or even more and is determined based on a borrower’s credit standing.
Max. amount $5,000
When expenses stretch beyond a single paycheck, an installment loan can fit perfectly. Borrow up to $5,000 and break repayment into 24 equal installments. Fixed payments mean you’ll know exactly how much is due each time, making it easier to budget for large purchases.
How to Apply in 3 Easy Steps
1F Cash Advance makes the process of obtaining a loan smooth and straightforward:
Visit our store near you
Complete a simple form at our El Paso store. It takes about 5 minutes with our staff helping you with every step.
Get an instant decision
Most applicants receive a response very fast. There is no credit check with us, so approval is based on your ability to repay.
Receive your funds
Cash loans in El Paso are deposited directly into your bank account within 24 hours. You may also pick it up at the store.
If you apply before 10:30 am, you may see the funds deposited on the same day.
What You Must Bring to Apply
Here’s what you need for a quick in-store application:
- Be at least 18
- A government-issued photo ID
- Social Security number
- Proof of residence
- Proof of income
- Active checking account and routing numbers
- A working phone number and email
About 1F Cash Advance in El Paso, TX
1F Cash Advance has helped over 3 million people nationwide get emergency loans since 2019. Our loans come with no hard credit checks, so applying won’t hurt your credit score. Even if you have bad credit, you can still be approved based on income and employment.
You can visit our El Paso store for quick personalized assistance, apply online from anywhere, or complete the process by phone. Regardless of your choice, our customer support team is here to help.
Our loans come with a full disclosure of fees and repayment terms before you sign, making them transparent and fair. Besides short-term cash advance loans, we also offer installment personal loans for larger expenses, such as debt consolidation, medical bills, or urgent home repairs.
As a licensed loan company, we ensure that your data is kept safe. With 1F Cash Advance, you’re dealing with a transparent, customer-focused service that truly values your trust.
Find a Store Near You
Need cash but don’t live in El Paso? Find the nearest 1F Cash Advance store in Texas:
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Be a Responsible Borrower
Payday loans are short-term loans that should be used only for small emergencies. These cash advances are not designed as long-term financial solutions. Taking them out for an extended period might be expensive and result in a cycle of debt. Use 1F Cash Advance loans responsibly: borrow only what you need and can repay on time.
FAQ
Are payday loans legal in Texas?
Yes, payday lending is legal in the state. Texas itself has no state-imposed cap, but local ordinances may apply. At 1F Cash Advance, we fully comply with the Texas Finance Code and local regulations.
Can I get a payday loan if I have bad credit?
Absolutely. 1F Cash Advance caters to borrowers with poor or no credit history. We do not perform hard credit checks; instead, we look at your income and ability to repay.
How much can I borrow in El Paso near me?
At 1F Cash Advance, we offer Texas payday loans of up to $1,000. The exact sum you can get depends on your gross monthly income, debts, credit, and payment history.
How fast can I get funded?
Once you are approved, the funds are deposited into your bank account within 24 business hours. If you apply before 10:30 am on a banking day, you can get same-day funding.
What if I can’t repay on time?
If you are unable to pay by the due date, contact the number specified in your loan agreement as soon as possible. You can be offered an extended payment plan or a rollover to avoid late fees and credit consequences.
Still Have Questions? Contact Us
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