Payday Loans in Houston, Texas - Little York Rd

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Updated: March 10, 2025

Written by Latoria Williams | Updated By Latoria Williams

Why Trust Us?

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Why Trust Us?

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1F Cash Advance believes everybody should have access to urgent cash to ensure financial emergencies don’t crush them. We offer small payday loans in Houston to anyone in need of quick funds. It doesn’t matter if you have a poor credit rating – visit us at 1519 Little York Rd or apply online right now, and we’ll help you handle your expenses and get back on your feet.

Payday loans Little York Rd, Houston Texas

1519 Little York Rd, Houston, TX 77093

(832) 648-2604

[email protected]

Hours:
Monday – Sunday: 8:00 AM to 10:00 PM

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Texas Rates & Terms

1F Cash Advance operates under Texas state laws to ensure each applicant is protected from illegal lending practices. Here are the regulations for Houston payday loans:

Amount: up to $1,000
Average APR: 662%
Finance charges: $10 to $30 per each $100 you borrow
Repayment period: 7 – 31 days
Rollovers: Allowed

Products & Services

1F Cash Advance provides financial solutions for any situation. Here are some options we offer in Houston:

Payday Loans

Payday loans in Houston, Texas, are small, short-term loans of up to $1,000 that need to be repaid in 7 to 31 days. They are available to borrowers with any credit and provide instant approval and funding within a day. This makes them perfect to cover unexpected expenses.

Installment Loans

Installment loans offer long-term financial solutions for big purchases and larger needs. With their help, you can borrow up to $5,000 for 2 to 24 months. This flexibility makes them a budget-friendly borrowing solution.

Title Loans

A title loan allows you to borrow up to 50% of your vehicle’s value by using it as collateral. The repayment is made in full within up to 30 days. Although your car serves as a repayment guarantee, you can still drive it during the loan life.

Check Cashing

Our Houston store allows you to cash your checks quickly and easily. Our representatives will be happy to help you gain access to your money. You’ll receive your cash almost instantly by only providing your valid ID.

What Do You Need To Apply?

Here are the basic requirements you need to meet to apply for payday loans in Houston, TX with 1F Cash Advance:

Be at least 18 years old.
Have a government-issued ID and SSN.
Provide your bank account details.
Provide proof of stable income and address.
Have a valid email and cell phone number.

How to Get a Loan via 1F Cash Advance

1F Cash Advance offers a simple application process that takes just a couple of minutes to complete. Here are three steps to follow:

Fill out a form. Enter your basic personal information in a loan request form and submit it. You can do this online or visit our store for qualified assistance.
Wait for approval. You will receive an answer almost instantly as there are no traditional credit checks performed. If approved, carefully read the agreement terms and sign it if they suit you.
Access the funds. Get cash on hand if you apply in a store or receive a direct bank transfer within 1 business day. You may access the money on the same day if you get approved before 10 AM on weekdays.

To repay the loan, you simply need to ensure there’s enough money in your bank account on the due date since you will be charged automatically. If you apply in a store, you could also provide a post-dated check for the total loan cost.

About 1F Cash Advance at 1519 Little York Rd, Houston

1F Cash Advance is a licensed lending company that has been operating in Houston since 2019. You can find our cozy store at 1519 Little York Rd, near the TX Health & Human Services Offices and Paisano Tax Insurance & Multiservices. Our professional staff is always here to answer all your questions and help you each step of the process. Why? Because we care about our customers and want to ensure a positive borrowing experience for everyone.

Find Our Cash Store Near You

If you’re not in Houston, you don’t have to drive that far. You can find our locations in other state cities, including Bryan, Temple, Belton, Fort Worth, and Waco.

If you search for “1F Cash Advance near me” outside of Texas, you can visit our stores in Ohio, Texas, California, New Jersey, and other states.

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FAQ

Will payday loans affect my credit?

1F Cash Advance does not perform hard credit checks, so your loan won’t affect your credit score as long as you pay on time.

Can I really get approved with a bad or no credit score?

Yes, absolutely! Our quick cash loans are income-based. This means that we pay more attention to your ability to repay the funds and your overall financial situation.

When do I need a payday loan?

As our direct lender payday loans in Houston come with no credit check, they are very helpful in emergency situations, such as unexpected medical bills, car repairs, moving costs, or home improvements. They may also fit bad credit borrowers who can’t access other forms of financial assistance.