Payday Loans in Houston, TX 77093
at 1519 Little York Rd
- (832) 648-2604
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, Installment loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
Fact-Checked
Each our article is reviewed by leading industry experts and updated regularly. We ensure accuracy and currency through daily audits and automated updates. Learn more about our editorial standards.
1F Cash Advance Store in Houston
At 1F Cash Advance, we believe that everyone deserves access to quick cash when facing a financial emergency. That is why we offer easy same-day loans in Houston with no credit check, making them available to people with bad credit.
Whether you need instant funds for car repairs, home improvement, or other unexpected expenses, our fast application process makes it simple to receive quick cash and get back on your feet. Visit us today and let our team help you with the loan process.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Larry Rutledge
Tried our service?
Available Loans
1F Cash Advance offers a variety of financial solutions designed to meet your needs in Houston. Explore the options available:
Max. amount $1,000
We offer up to $1,000 payday loans in our Houston location to help you cover small emergencies and money gaps. You can receive a quick approval and funding within 24 hours. These short-term loans are offered to borrowers with no established credit history and are typically repaid within 7 to 31 days.
Max. amount $5,000
Installment loans offer a convenient solution for larger expenses or long-term financial needs. The repayment terms range from 2 to 24 months, with a maximum amount of $5,000, allowing you to adjust monthly payments to your budget.
Application Steps
Follow these 3 simple steps to get a loan:
Visit our nearby store
It only takes a few minutes to complete our in-store application form. Our team is always here to help.
Get an instant approval decision
Your application will be processed quickly due to a soft credit check.
Receive your loan
If approved, the money can be issued in cash right away or transferred via a same-day direct deposit.*
*Loan approval is not guaranteed. All applications undergo a soft credit check to assess creditworthiness and repayment capability.
Approvals before 10:30 AM on a business day are typically funded on the same day. Applications after 10:30 AM or on non-business days are processed on the next banking day. Instant cash is offered to applicants who repay a loan via a post-dated check.
What You Must Provide to Apply
Here are the basic items you need to provide to apply for payday loans in Houston, TX with 1F Cash Advance:
- Government-issued ID and SSN
- Bank account details
- Proof of stable income and address
- Valid email and cell phone number
- Proof of address
- Be at least 18 years old
About 1F Cash Advance at 1519 Little York Rd, Houston, TX 77093
1F Cash Advance offers convenient short-term loan options that people in Houston can use to meet their emergency financial needs. We have been operating in Houston since 2019, with our Huston, 77093, location opened in 2022. Here’s what we offer:
Transparency
All loan rates, repayment terms, and conditions are clearly outlined in the agreement and fully comply with state laws.
Speed
Our quick application reviews and instant decisions make it possible to get the funds within 24 hours of approval, often on the same day.
Credit-Friendly Approval
Your poor credit rating isn’t a problem anymore. We welcome applications from all borrowers and accept any type of credit score without judgment.
Find a Store Near You
1F Cash Advance is committed to providing quick cash solutions to individuals across the state. We have multiple locations in Houston as well as in other cities throughout Texas. Choose the nearest store from the list below and plan your visit:
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Use Our Loans Responsibly
The purpose of payday loans is to help individuals address emergencies or meet short-term cash needs, such as utility payments, healthcare expenses, or car repairs. They are not intended for long-term financial problems and may be expensive if used for an extended period. Borrow only when you need and can afford to repay on time. If you experience ongoing financial problems, refrain from borrowing and seek professional counseling.
FAQ
Can I qualify for a payday loan in Houston without a job?
Yes, but you still need to demonstrate your ability to repay to qualify. We accept borrowers with alternative income sources, such as self-employment or freelancing.
How quickly can I receive the funds?
Loans from 1F Cash Advance come with direct deposits on the same or the next business day. Funding times depend on when you apply and get approved. Cash loans are available at a store immediately once you provide a post-dated check for repayment.
What happens if I am unable to repay the loan on time?
If you cannot repay on time, you may face additional fees, higher interest rates, or collection actions. Contact the number in your loan agreement as soon as possible to discuss your options.
Will taking out a payday loan affect my credit score?
Our payday loans are not reported to major credit bureaus as long as you pay on time. There is only a soft credit check performed. Such an inquiry will not affect your credit.
How can I verify if a loan company in Houston is licensed?
You can check a lender’s license status by visiting the Texas Office of Consumer Credit Commissioner (OCCC) website or contacting them directly.
Still Have Questions? Contact Us
We’d love to hear from you. Choose the most convenient way to reach us:
