Payday Loans in Waco, Texas
1F Cash Advance at 200 Webster Ave, 76706
- Bad Credit Score OK
- No Credit Checks via Major Bureaus
- Online or In Store
- Payday & Installment Loans Nearby
- Same-Day Funding
Advertiser Disclaimer
1F Cash Advance is a financial platform that doesn’t offer loans. We connect you to potential lenders but don’t promise you'll get approved for a loan. The terms, rates, and fees may be discussed with the lender you were approved with. We recommend getting advice from a financial expert about dealing with money struggles without risky loans. For more information, read our full Legal Disclaimer.
At 1F Cash Advance, Waco residents can get extra money quickly when facing an emergency. Located at 200 Webster Ave, Waco, TX 76706, we are one of the leaders in payday loan lending. We offer quick and easy approval for payday loans of up to $1,500. Need a larger sum? We also provide financing of up to $5,000 with other loans to ensure you are fully catered for financially. Come to us today or apply online and get the money you need within a day.
Discover 1F Cash Advance Store in Waco, TX
Visit our 200 Webster Ave, Waco, TX 76706 location, and get your loan fast. You can also call us at +1 254-870-4391 for more information about the directions.
200 Webster Ave, Waco, TX 76706
Hours:
Monday – Sunday: 8:00 AM to 10:00 PM
The store at 205 Mary Ave, Waco, TX 76701 is permanently closed.
Products & Services
You can borrow the following loan products at our location in Waco, TX:
Payday Loans
A payday loan can assist with finances between paydays and provides up to $1,500. It is a short-term loan, usually paid back by your next paycheck. You can get a payday loan within one business day, regardless of your credit score.
Installment Loans
An installment loan from 1F Cash Advance opens the possibility of borrowing up to $5,000. They can be paid back in equal monthly installments over 2 to 24 months. These loans can help you cover bigger purchases or longer-term needs and are available to borrowers with any credit.
Check Cashing
Our Waco store provides professional and fast check-cashing services for all consumers. We have convenient working hours, require no checking account, and cash multiple types of checks (except personal checks). A single condition is that you must have a valid ID.
Title Loans
If you own your vehicle’s title, you can use it to secure a loan based on its appraised value. You can get up to $5,000 for about 30 days. Your vehicle will serve as collateral, allowing you to receive the funds you need while continuing to drive your car while it’s pledged.
Online Loans
An online loan is designed to meet all sorts of purposes, including emergencies and bigger expenses. The application is completed online and is typically approved within minutes. Online loans provide a smooth experience, enabling borrowers to cover all their needs without leaving their homes.
What Do I Need to Apply
You will need to have the following upon your visit to our store:
- Social Security number, and, in some cases, your Taxpayer Identification number,
- Your Checking Account number and your bank Routing number,
- Proof of Address,
- Government-issued ID,
- Proof of Income (pay stubs, bank statements, tax returns, etc.),
- Valid Email and Phone number.
Application Process
Here are the general application steps via 1F Cash Advance:
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Application. Complete and submit a loan application form with the required information. It's usually a 5-minute process.
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Approval Decision. This normally requires a soft inquiry, which doesn't impact the credit score. You can get an approval decision within 1 hour or less.
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Acceptance and Funding. If approved, review your loan agreement and e-sign it to accept the terms. The lender then transfers the money to your bank account within one business day.
About 1F Cash Advance in Waco, TX
Our Waco store is a one-stop shop for people who need money fast. The store is located close to Reece HVAC and Reece Plumbing and parallel to Brazos Bar & Bistro. 1F Cash Advance has been operating in Waco for two years, offering fast and reliable loan options for people with any credit. We offer payday, installment, and title loans, along with other products.
Tell us what you need, and our friendly team will help you find the right loan. As soon as the loan is approved, you get the cash within one business day. You can apply through our Waco office or do this online on the website.
Find Our Cash Store Nearby
Find other 1F Cash Advance stores in Texas. Choose a location and apply with the help of our branch manager.
Not from Texas? We also have locations in Ohio, California, New Jersey, and other states. Find the most convenient place for you to visit. Just bring your documents, fill in the loan request, and await approval for cash advance loans.
What Credit Score Do I Need to Get a Loan?
When it comes to traditional loans at favorable rates, your credit score should be 680+ to qualify. Requirements may also vary depending on the factors like your income and debt-to-income ratio.
We don’t have any minimum credit score requirements, so you’re welcome to apply through 1F Cash Advance with any credit. However, a bad score may result in a higher loan cost.