Payday Loans in Houston, TX 77067
at 253 W Greens Rd
- (832) 648-1960
- 7+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon–Sun)
- Open 7 days a week
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Houston
If you’re struggling financially, turn to 1F Cash Advance for quick assistance in Texas. Our Houston store is located near IHOP and the Hilton Houston North. Here, you can apply for a short-term loan in minutes and get professional help from our expert staff at every step of the way.
Lenders we partner with consider borrowers with any credit background. That means even people with bad credit can qualify and access emergency cash when they need it. Visit us today to get instant cash and cover unexpected expenses fast.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Donald Redman
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Loan Products Available
1F Cash Advance in Houston, TX 77067, offers flexible loan solutions for urgent needs, unexpected expenses, and major purchases.
Payday Loans
Max. amount $1,000
Payday loans allow you to get up to $1,000 and repay the funds in 14 to 31 days. The application is quick, requires minimal paperwork, and involves no hard credit check. Same day funding options make payday loans suitable for urgent repairs, unforeseen bills, and other emergencies.
Installment Loans
Max. amount $5,000
For larger needs, installment loans in Houston offer loan amounts of up to $5,000 with repayment in equal monthly installments over up to 24 months. These loans can be used for debt consolidation, medical expenses, and big purchases. The process is secure and straightforward, and funds are often available within one business day.
3 Easy Steps to Apply
Getting a loan at our store is simple:
Fill out an in-store application
It will take you 5 minutes to fill out a short form with your basic details. 1F Cash Advance staff will make the process smooth for you.
Wait for a decision
Your application is verified quickly, so you can get an approval decision in minutes.
Pick up your money
If approved, you can receive instant cash or request a same-day direct deposit to your bank account.*
*Instant cash is offered to in-store applicants who borrow against a post-dated check. For bank transfers, loans are funded on the same day for approvals before 10:30 am on weekdays. Applications submitted after 10:30 am, on weekends, or on holidays will be processed on the next business day.
Prepare These Items for Your Store Visit
To apply at a store, have these ready:
- Social Security number
- Valid government-issued photo identification
- Proof of current income
- Proof of Texas address
- Bank account and routing numbers
- Valid email address and cell phone number
About 1F Cash Advance in Houston, Texas 77067
Since 2019, 1F Cash Advance has been providing fast and easy financial support for all Texas residents who need emergency cash. Our mission is to help people in Houston and across the state get quick loans, regardless of their credit background. Loans available through us come with simple application, fast decisions, and same-day funding, all in a secure environment. Our staff is here to answer your questions and walk you through every step.
We are committed to transparency and responsible lending practices. Our lenders provide both payday and installment loan options with clear, upfront terms. We also educate our customers through our blog so they can make informed financial decisions. At 1F Cash Advance in Houston, your privacy and satisfaction are always our top priorities.
Find a Store Near You
Searching for loan services outside Houston? 1F Cash Advance operates at multiple locations across Texas. Find a nearby store and get the financial help you need.
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Responsible Borrowing
Payday loans are not intended to meet your long-term needs. They only serve as a short-term solution for emergency situations. Before taking out a payday loan, review the contract terms before signing, including the APR, repayment date, and possible fees. Our lenders fully disclose the terms in the loan agreement so there are no unexpected charges.
Think carefully before taking out a loan. In Texas, annual percentage rates on payday loans can routinely exceed 400%.1 Only borrow what you need and make sure you have a clear repayment plan. If you are constantly facing a budget shortfall, seek professional counseling to get your finances back on track instead of relying on loans to cover everyday expenses.
FAQ
Are payday loans allowed in Houston, Texas?
Yes, payday loans are legal if they are issued by licensed direct lenders and loan companies in Texas. 1F Cash Advance fully complies with all applicable Texas laws and lending regulations.
What loan amount can I get in Texas?
You can apply for a payday loan of up to $1,000 in Texas. The exact amount you qualify for will depend on your income, existing financial obligations, and credit profile. For a higher amount, consider installment loans with amounts between $500 and $5,000.
Is it possible to get a payday loan with poor credit?
Yes, even borrowers with bad credit can apply. Our partner lenders focus on your overall financial situation, not just your credit score. If you have a stable income and manageable debt, you still have a high chance of being approved.
Will you check my credit score during the application process?
Most lenders we partner with run a soft credit check as part of their approval process. This type of check does not affect your credit score. A soft inquiry helps them assess whether you have sufficient income and meet other basic requirements. Some lenders may perform a hard inquiry upon prior notification if you decide to move forward.
Can I apply for a payday loan entirely online?
Yes, you can complete the entire process online. Just fill out the application form on the website, and if approved, the funds will be transferred to your bank account via direct deposit, usually within one business day.
Sources
- 1 Texas Office of Consumer Credit Commissioner — 2025 Report on Availability, Quality and Pricing of Certain Financial Services and Consumer Loan Products — CAB (payday/title) loan APRs can routinely exceed 400%. December 2025.
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