Payday Loans in Killeen, Texas
at 420 W Rancier Ave, 76541
- (254) 312-5376
- 3+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Sun)
- Open on weekends
- Payday Loans, Installment Loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
Fact-Checked
Each our article is reviewed by leading industry experts and updated regularly. We ensure accuracy and currency through daily audits and automated updates. Learn more about our editorial standards.
1F Cash Advance Store in Killeen
If you need quick cash today to cover an unexpected expense, visit our store and walk out with the money you need in minutes. Our loan office in Killeen, TX, is located two blocks east of North Fort Hood Street, right next to Spirit of Fort Cavazos Thrift. We offer free parking and have a Bus Route 5 stop at our door, making it easy to reach us.
The 1F Cash Advance team is always here to help local residents get instant cash from a trusted direct lender. Our no credit check process and same-day funding options make these loans ideal for emergencies.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Dustin Major
Tried our service?
Available Loans
We offer small personal loan options in Killeen, TX, to help you handle urgent expenses:
Max. amount $1,000
A payday loan can help cover emergency costs until your next paycheck. You can borrow up to $1,000 for up to 31 days. You get upfront terms with no hidden fees and can use the money for minor repairs, unexpected bills, and other time-sensitive costs.
Max. amount $5,000
An installment loan spreads repayment over time. These loans can offer up to $5,000, with flexible terms of 2 to 24 months. You can use them to cover larger expenses, such as medical bills, moving costs, or essential purchases.
Quick Loan Application
Follow these 3 simple steps to get your loan today:
Visit our Killeen store
Stop by during business hours and fill out an easy application form. It takes 5 minutes to complete.
Get an instant decision
Your application will be processed automatically, with no credit check required. Most customers receive an immediate approval decision.
Receive your funds
Once approved, you can choose to receive cash at the store or have the funds deposited directly into your checking account within 24 hours.*
* Loans finalized before 10:30 am on a business day are funded on the same day. Approvals after 10:30 am, on weekends, or on holidays will be processed on the next banking day. Instant cash loans are provided against a post-dated check for in-store applications only.
Gather These Before You Visit
Here are the basic documents and information we ask for to ensure an easy loan process:
- Government-issued photo ID
- Social Security Number
- Proof of income
- Proof of Texas address
- Checking account number and routing number
- Working phone number and valid email
- Be at least 18 years old
- Not a Military active-duty service member
About 1F Cash Advance in Killeen, Texas
1F Cash Advance has been serving Killeen’s community since 2019. We offer fast, accessible and customer-centered payday and installment loans with easy approval, transparent terms, and quick funding times. Our local store has helped thousands of residents access financial relief during emergencies regardless of their credit history.
At 1F Cash Advance in Killeen, you’ll get personalized assistance from people who care. We also offer check cashing services in Killeen, TX. Our loan products provide same-day cash for your urgent needs, with no hassle and stress.
Find a Store Near You
Not in Killeen? Consider our other Texas stores:
440 Town Square, Copperas Cove, TX 76522
3329 Winthrop Ave, Fort Worth, TX 76132
Customer Notice
Short-term loans are designed to cover temporary cash shortages or unexpected expenses. They should not be used as a permanent fix for regular financial obligations.
If you need more time to repay the funds, consider installment loans, credit-union loans, or other alternatives. Borrow only what you can repay on time and avoid rollovers or renewals as they make your loan expensive. Applicants with credit and financial issues should seek professional counseling.
FAQ
Are payday loans legal in Texas?
Yes. Payday loans through a licensed Credit Access Business (CAB) are legal throughout the state. CABs must partner with a registered third-party lender and follow Texas Finance Code Chapter 393. We fully comply with the state law.
How much can I borrow through emergency loans in Killeen?
Payday loans from 1F Cash Advance offer amounts of $100 to $1,000. With an installment loan, you can borrow up to $5,000. Title loans in Killeen, TX, come with loan amounts of up to 50% of your vehicle’s appraised value.
Can I get a payday loan without good credit?
Bad credit won’t be a reason for denial. As one of the leading loan companies in Killeen, Texas, we focus on your income, employment, and payment history instead of relying solely on your FICO rating. A soft credit check involved in the process doesn’t affect your credit.
How fast can I get approved?
If you visit our store with the required documents, the approval process typically takes around 15 minutes. Some applicants may even receive instant loan decisions.
Can I apply online or only in-store near me?
You can do both. Our secure online form is available on the website 24/7. After approval, you will receive a response via email in minutes. The funds will be deposited directly into your bank account within 1 business day.
Still Have Questions? Contact Us
We’d love to hear from you. Choose the most convenient way to reach us:
