Payday Loans in Fort Worth, Texas
at 3329 Winthrop Ave, 76132
- (682) 647-5905
- Apply in-store 8 am – 10 pm (Mon–Sun)
- Open on weekends
- 7+ years in business
- Payday and installment loans
1F Cash Advance Store in Fort Worth
If you’re facing a financial emergency, visit our 1F Cash Advance location in Fort Worth for a quick, in-person service. We are a trusted service that connects borrowers with state-licensed lenders. Our local store is located in Western Hills/Ridglea, directly across from Legacy Salons & Day Spa Ridglea and near Compassionate Healthcare. Our team is here to help you find the right loan product for your situation.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday8 am – 10 pm
- Sunday8 am – 10 pm
Jack Wilson
Tried our service?
Loans Available Through 1F Cash Advance
We know every Fort Worth customer’s situation is different. Here are loan options you can access at our store:
Payday Loans
Max. amount $1,000
Borrow $100–$1,000 in minutes to cover a surprise vet bill, keep the lights on, or stretch your budget until the next paycheck. The full balance, plus a fee of $10–$30 per $100 borrowed, is due on your upcoming pay date. No collateral is required. The exact fee is set by the participating lender and disclosed before you sign.
Installment Loans
Max. amount $5,000
When you need more money or more time to repay, choose an installment loan and get $500–$5,000. The rate is fixed, making your monthly payments predictable and easier to budget for. These loans may work for larger repairs, medical procedures, or debt consolidation.
How to Apply with 1F Cash Advance
Follow these simple steps to apply for a loan today:
Visit the store near you
Fill out an easy form at our location, which takes about 5 minutes to complete.
Get a fast decision
Once you submit the request, processing typically takes 15 minutes or less.
Receive your money
If approved, you can get the cash right on the spot or receive a direct deposit to your bank account within 1 business day.
What You Must Bring to Apply
Prepare the following items for your store visit:
- Government-issued ID
- Social Security Number
- Proof of steady income
- Active checking account in your name
- Proof of address
- A valid email and cell phone number
About 1F Cash Advance in Fort Worth, Texas
1F Cash Advance is a customer-focused service for payday loans in Fort Worth with 80+ locations nationwide. We connect borrowers with trusted lenders who offer quick and accessible financing options for emergencies. Through us, you can apply and receive an approval decision within minutes. Our lending partners disclose all the terms upfront so you will know exactly what you are signing.
Find a Store Near You
If you’re not located in the 76132 ZIP code, don’t worry. 1F Cash Advance has multiple loan locations throughout Texas, outside of Fort Worth, ready to assist you.
440 Town Square, Copperas Cove, TX 76522
Not in Texas? 1F Cash Advance operates in many states, either at physical stores or online.
FAQ
Are payday loans legal in Texas?
Yes. Payday lending is legal in Texas and is regulated through the Finance Code and Administrative Code. Payday lenders operate as Credit Access Businesses (CABs) licensed by the Office of Consumer Credit Commissioner (OCCC). 1F Cash Advance strictly follows all the state regulations and partners with state-licensed lenders only.
What is the maximum amount I can borrow with payday loans?
1F Cash Advance’s lending partners offer Texas payday loans of up to $1,000. The exact amount depends on your credit and income. If you need more money, consider an installment loan in Fort Worth.
What is the interest rate of a payday loan in Texas?
Payday loans carry high APRs due to their short repayment terms, easy-to-meet requirements, and no collateral needed. You can expect to pay between $10 and $30 for each $100 borrowed, which translates to an APR of 260%–782% for a typical 14-day loan. The state regulator's own loan-cost examples put payday loan APRs at roughly 365%–496%.1
Can I get a loan with bad credit in Fort Worth?
Borrowers with any credit history may qualify. When you apply for a loan through 1F Cash Advance, lenders consider your employment stability, payment history, and income to determine if you qualify. They typically perform a soft credit check that does not affect your credit score. Some lenders may run a hard inquiry after notifying you if you decide to proceed. However, this is more common for larger loans.
How fast will I get the money?
You might get your money on the same day if approved before 10:30 am on a workday. Approvals after this time or on weekends are funded on the next business day. If you visit our Fort Worth store and are approved, you may receive the cash immediately.
How often can I take out a payday loan in Texas?
Texas does not impose a statewide limit on the number of payday loans you can take out. However, Fort Worth has additional local lending regulations. Payday loan amounts may not exceed 20% of your gross monthly income, and installment loans are subject to local repayment restrictions. Your lender will confirm exact amounts at application. We recommend having only one loan at a time and using it strictly for genuine emergencies.
Sources
- 1 Texas Office of Consumer Credit Commissioner — 2025 Report on Availability, Quality and Pricing of Certain Financial Services and Consumer Loan Products — payday loan (CAB) example APRs of 365%–496%. December 2025.
Still Have Questions? Contact Us
We’d love to hear from you. Reach us however works best for you:
