Instant Cash Advance

An instant cash advance (also known as a payday loan) helps bad credit individuals get much-needed financial support in case of emergencies.

At 1F Cash Advance, you can get a quick payday loan approval decision from a reputable lender. As there's no hard credit check performed, your credit scores are not an obstacle. Our online process, with almost guaranteed approval and fast funding times, makes our cash advance loans a lifeline for urgent needs.

What Is a Cash Advance?

There are several types of instant cash advances you can access.

Traditionally, a cash advance refers to the money you withdraw from the balance of your credit card within the set limits.

There are also merchant cash advances that provide financing against your future credit card sales.

A few more options include cash advances available via mobile apps, and cash advance loans offered by alternative lenders.

Such loans are also known as payday loans. They allow you to borrow up to $1,000 without undergoing a hard credit check and repay the money in full within 2 to 4 weeks. Cash advance loans are fast and easy to get but often come with high interest rates.

Am I Eligible for an Online Cash Advance Loan?

A cash advance loan usually has very lenient eligibility criteria. Although they vary by lender, you commonly need to:

• Reach the age of majority in your state (18 or older);
• Be a US permanent resident with a valid ID;
• Have an active bank account;
• Provide income confirmation.

How Does a No-Credit-Check Instant Cash Advance Loan Work?

A no-credit-check instant cash advance loan is available completely online. You can request it by filling out a simple application form on our website.

Then, one of the direct lenders from our network will review your application details (a soft credit check) and send you an almost instant approval decision.

If approved, you read the terms and e-sign the documents if the conditions fit you.

Finally, a lender transfers money into your checking account in as little as one business day.

The repayment is usually made automatically, so you only need to ensure you have enough money in your bank account when the due date comes.

Benefits of Online Cash Advance Loans

Online cash advance loans may be a lifesaver in case of financial emergencies. They offer the following advantages:

• Convenient application process. You can borrow money online from the comfort of your home;
• Almost instant approval decisions. Lenders usually send their responses within one hour or less;
• No minimum credit score requirements. Your credit history is not a determining factor as lenders access your overall financial shape;
• No impact on your credit score. A soft credit check cash advance lenders make leaves no traces in your credit report;
• Quick funding. You can get a same-day or next-day deposit directly into your bank account;
• Safe borrowing process. Reputable online lenders use encryption technologies to protect borrowers' data from theft.

How to Get Payday Loans Online with Instant Approval?

The process of obtaining online payday loans with instant approval involves the following steps: