Payday Loans in Lafayette, LA
at 3639 Ambassador Caffery Pkwy, Suite 630, 70503
- (337) 347-7858
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturdays (9:00 am – 6:00 pm)
- Payday loans, Installment loan
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Lafayette
If you need money ASAP in Lafayette, visit our loan place for emergency cash from a direct lender. Our goal is to make getting a payday loan fast and easy, no matter your credit score. Our friendly loan specialists are here to assist you in person and can help you find a suitable financial solution with no credit check needed.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Angela Herman
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Available Loans
At the Lafayette 1F Cash Advance store, we offer several loan products to meet different needs of our customers:
Max. amount $350
With a payday loan, you can borrow up to $350 for a maximum period of 30 days to cover unexpected expenses and small emergencies. Easy application and approval makes it possible to get the funds within a day.
Max. amount $5,000
For larger expenses or longer-term needs, we offer personal installment loans in Lafayette, LA. Get up to $5,000 and repay it in fixed monthly payments within 2 to 24 months.
How to Apply
Getting a loan through 1F Cash Advance is simple. Just follow these three steps:
Submit your application
Visit our Lafayette store and get qualified assistance from our professional team. The process takes approximately 5 minutes.
Wait for approval
A loan decision is typically made instantly. There is no credit check.
Get your funds
If approved, you can receive cash on the spot or have funds deposited directly into your bank account on the same day.*
*Same-day funding is available to applicants who finalize their loan before 10:30 am on weekdays. Later or weekend applications will be processed on the next business day. Instant cash loans are offered to in-store applicants who provide post-dated checks covering the full amount due.
What You Must Bring to Apply
You only need to provide a few basic items for your in-store application:
- A valid government-issued photo ID
- Proof of income
- Checking account number and routing number
- Current home address, phone number, and e-mail
- Your SSN or Individual Taxpayer ID
- Be at least 18 years old
About 1F Cash Advance in Lafayette, Louisiana
1F Cash Advance is a trusted loan company in Lafayette, LA. We have been helping people in Louisiana since 2019, with our Lafayette store opened in 2023 to provide locals with fast financial services for emergencies. We stand for transparency, speed and inclusivity, allowing people with any credit to qualify. Our team is proud to help borrowers across the state get fair loan solutions for various life situations.
Find a Store Near You
If you live outside of Lafayette, 1F Cash Advance has other Louisiana locations you can visit:
3035 S Sherwood Forest Blvd, Baton Rouge, LA 70816
639 Loyola Ave suite 2570, New Orleans, LA 70113
Payday Loans Are Not Intended for Long-Term Financial Needs
Payday and cash advance loans are designed only for short-term emergencies. If used improperly, they can quickly become expensive. Only borrow what you can afford to pay back on time. Avoid taking out a new loan to pay off an existing one. If you experience long-term financial problems, seek professional counseling.
FAQ
Can I get a payday loan with no job in Lafayette?
If you have no income at all, you will likely not qualify. However, we accept alternative income sources, such as self-employment or gig work.
How soon will I get the funds?
If you apply at the 1F Cash Advance store, you can receive cash on the spot after providing a post-dated check for repayment. If you choose to get the funds via a direct deposit, the loan will be transferred to you within 1 business day.
What if I can’t repay on time?
If you realize you aren’t able to make the full repayment by the due date, contact your lender immediately. Ask about hardship plans or extended payment options.
Will my credit score be affected?
No, applying for a payday loan at 1F Cash Advance will not hurt your credit score. We do not perform a hard credit inquiry, and we don’t report to credit bureaus as long as you pay on time.
How do I know if the lender is licensed in Louisiana?
You can verify the company’s licensing details with the Louisiana Office of Financial Institutions (OFI). 1F Cash Advance is fully licensed and follows La. R.S. 9:3578.1 et seq. You can request licensing information at any moment.
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