Payday Loans in Monroe, LA
- Convenient Application Form
- Quick Loan Decision
- One Lump Sum Funding
- 24/7 Customer Service
Advertiser Disclaimer
1F Cash Advance is a financial platform that doesn’t offer loans. We connect you to potential lenders but don’t promise you'll get approved for a loan. The terms, rates, and fees may be discussed with the lender you were approved with. We recommend getting advice from a financial expert about dealing with money struggles without risky loans. For more information, read our full Legal Disclaimer.
How to Get Payday Loans in Monroe, Louisiana
When you’re in a financial pinch and need extra dollars, consider 1F Cash Advance – the best place to apply for payday loans in Monroe, Louisiana. We are here to provide the best loan products tailored to your financial needs. Choose the application method, and let’s solve your budget issues.
In-Store Application
Apply in our loan office and speak with the branch manager if you have questions about the application process.
Online Application
Get a payday loan from the comfort of your home by applying online on our website.
Apply by Phone
Speak with our customer care service and fill out the loan request form by calling
(318) 501 7185
or receiving the application link via SMS.
Use a Mobile App
Discover our cash advance app, which is available for iOS and Android.
1F Cash Advance Store in Monroe
Can’t cover financial emergencies? No worries! Visit Monroe’s 1F Cash Advance store and get cash advance loans in Monroe, LA. Our branch manager is always ready to answer all your questions about our loan products.
4281 Pecanland Mall Dr, Monroe, LA 71203
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Discover Our Products and Services in Monroe
1F Cash Advance team wants to help you overcome your financial problems, regardless of their nature. Here are the available loan products and services you can access at our Monroe locations:
Payday Loans
In Monroe, LA, you can get from $100 to $350 with a maximum loan term of 60 days. Consider a payday loan just a short-term solution for your minor financial inconveniences.
Installment Loans
Need money for more significant expenses? Apply now for an installment loan in Monroe, Louisiana, and obtain up to $5,000. The repayment term reaches 36 months.
Title Loans
Getting a title loan in Louisiana is legal but capped at 350 dollars with a maximum APR of 36%. You can lose your vehicle if you don’t pay the title loan on time.
We’re a Local Company That Helps Locals!
Find out why clients depend on 1F Cash Advance to meet financial needs. Check out real reviews about our service.
How Does It Work to Borrow Payday Loans in Monroe?
All Monroe, Louisiana residents are welcome to visit us at 4281 Pecanland Mall Dr, Monroe, LA 71203, and apply in-store. The first step is to complete the loan application form with the needed information and submit it. Waiting for the approval decision is the next step. If approved, you get your loan offer and sign the loan agreement. The payday loan amount will reach your bank account in one business day.
Apply for a Payday Loan from a Direct Lender in Other Branches
Consumers from the neighborhood cities of Monroe are also welcome to apply for a payday loan. If you are from West Monroe, Forest Park, Claiborne, Lakeshore, Richwood, and Swartz, just fill in the loan application form on our platform.
Not from Louisiana? Don’t worry! Our lenders provide loan products in the following states: Alabama, Indiana, Michigan, Pennsylvania, Tennessee, and Wyoming.
Legal Status of Payday Loans in Monroe
Payday loans are legal in Monroe (Louisiana), according to La. Rev. Stat. Ann. §§ 9:3578.1 et seq.1. You can get from $100 to $350 with a maximum term of 60 days.
The maximum annual percentage rate may reach 780%. Also, there is a $10 documentation fee and 16.75% of every $100 borrowed. The number of simultaneous loans is not limited.
What Do You Need to Apply at a Monroe Store?
Our approach is intended to make this process as straightforward as possible. If you match the following criteria, you can apply for a payday loan online right now:
- You must be at least 18 years old.
- Have a checking account with a direct deposit that is operational;
- Have a consistent monthly gross income (at least $1,000);
- You must be a U.S. citizen or permanent resident (you must produce proof of citizenship).
- Have a working phone number and email address.