Payday Loans in Cleveland, OH

How to Get a Payday Loan in Cleveland, OH

It’s easy to get Cleveland payday loans through 1F Cash Advance. We are here to help you receive financial assistance whenever you need it. Visit our branch in Cleveland, OH, and fill in the loan application form with the required information, and we will do the rest. Don’t wait days or weeks for an approval decision. You’ll get it from our extensive network of direct lenders in several minutes.

700 West St. Clair Avenue #318, Cleveland, OH 44113

(216) 238-6266

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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1F Cash Advance Stores in Cleveland, OH

Do you need cash now to cover short-term expenses and don’t want to deal with traditional financial institutions? Visit our store in Cleveland, Ohio, and borrow money quickly. More than that, our services cover the nearest cities around 12 miles (20 kilometers): Westlake, North Olmsted, Strongsville, Parma, Bedford, Solon, and Willoughby.

If you live in one of these cities, visit our Cleveland (OH) store and get short-term loans with the best interest rates and no hard credit checks through major credit bureaus.

Get a Small Personal Loan from a Direct Lender in Other Branches

Don’t live in Cleveland (OH)? Apply for small personal loans in Michigan, Arizona, Virginia, and Delaware, or check out our locations in other states below! Our loan officers will help you go smoothly through the process and get almost instant decisions for your application. Remember that our lenders won’t check your bad credit. There is no need to have good credit to get cash quickly!

Payday Loans in Cleveland, Ohio – Terms and Regulations

In Cleveland (OH), payday loans are subject to some state regulations. These rules protect consumers from getting trapped in never-ending debt traps.

To keep things fair, Ohio has set some limits on payday loans. First off, the maximum loan amount you can get is $1,000. Secondly, the loan term can’t be shorter than 14 days or longer than 31 days.

Payday loans in Ohio are notorious for their high-interest rates (up to 28%). Payday lenders may charge the maximum $20 collection fee as default penalties. Also, they can add costs that amount to no more than 60% of the loan amount.

Eligibility Requirements to Apply for an In-Store Loan in Cleveland

To get online payday loans in Cleveland, Ohio, a borrower must meet the minimum requirements that will help them to increase their approval chances. Here is what Cleveland residents must obey to get a short-term loan till payday:

• To provide basic personal info: full name, address, cell phone number, email, Social Security number, Individual Taxpayer Identification number;
• To have a valid ID;
• To confirm regular income: pay stubs or bank statements;
• To provide financial details: checking account number and bank Routing number.

Note: To be eligible and get Cleveland payday loans, potential borrowers must reach 18.