Payday Loans in Cleveland, OH
- Almost Instant Loan Approval
- A bad Credit Score Is Allowed
- Professional Loan Providers
- Payday Loans Near Me
- Unsecured Loan Products
- No Application Charges
How to Get a Payday Loan in Cleveland, OH
It’s easy to get Cleveland payday loans through 1F Cash Advance. We are here to help you receive financial assistance whenever you need it. Visit our branch in Cleveland, OH, and fill in the loan application form with the required information, and we will do the rest. Don’t wait days or weeks for an approval decision. You’ll get it from our extensive network of direct lenders in several minutes.
700 West St. Clair Avenue #318, Cleveland, OH 44113
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Loan Products to Apply For in 1F Cash Advance Cleveland, OH
Payday Loans
Apply for a payday loan in Cleveland, OH, and cover emergencies that can’t wait until your next paycheck. Our online payday loans are easy to repay and are available for bad credit scores.
Installment Loans
Need more money? Apply online or in-store for an installment loan in Cleveland, OH, and repay it with fixed monthly payments. You’ll cover more significant expenses like home repairs or major medical bills with the installment loan amount of up to $5,000.
Title Loans
Discover title loans in Cleveland, OH, using your vehicle as collateral. Get a lower interest rate and receive the urgent money on the next business day.
How It Works to Get a Payday Loan in Cleveland, OH?
1F Cash Advance welcomes you to apply for payday loans in Cleveland, OH, regardless of your credit history. You’ll discover our payday loan lenders by submitting the loan request. It will take up to 5 minutes to provide your personal information and connect with payday loan companies available in Cleveland, OH.
When you receive a positive answer, you’ll receive a payday loan offer. If it fits your needs, accept it and sign the loan agreement. The payday loan will be deposited by the next business day if you have an active checking account. Don’t worry about the repayment! Most lenders withdraw the loan amount (as a lump sum, not installments) and its costs from your bank account on the due date—no need to pay off the loan by coming to our branch.
In-Store Application
Discover our branch and apply in-store to get payday loans in Cleveland, OH, hassle-free. Our managers will help you with your request.
Online Application
Apply online and get the best payday loans in Cleveland, OH. It takes only five minutes to provide all the needed information about yourself and your financial standing.
Apply by Phone
Call us at
(216) 238 6266
and apply by phone or get a link to the form via SMS. This type of application method is also free.
Use a Mobile App
Download our mobile app for Android and iOS and submit the loan request via your smartphone at any moment.
1F Cash Advance Stores in Cleveland, OH
Do you need cash now to cover short-term expenses and don’t want to deal with traditional financial institutions? Visit our store in Cleveland, Ohio, and borrow money quickly. More than that, our services cover the nearest cities around 12 miles (20 kilometers): Westlake, North Olmsted, Strongsville, Parma, Bedford, Solon, and Willoughby.
If you live in one of these cities, visit our Cleveland (OH) store and get short-term loans with the best interest rates and no hard credit checks through major credit bureaus.
Get a Small Personal Loan from a Direct Lender in Other Branches
Don’t live in Cleveland (OH)? Apply for small personal loans in Michigan, Arizona, Virginia, and Delaware, or check out our locations in other states below! Our loan officers will help you go smoothly through the process and get almost instant decisions for your application. Remember that our lenders won’t check your bad credit. There is no need to have good credit to get cash quickly!
We’re a Local Company That Helps Cleveland (OH) Locals!
Want to see if 1F Cash Advance is a trustworthy service? Discover the reviews of our former customers. Every experience is unique. That’s why we aim to have a personalized approach for every borrower.
Payday Loans in Cleveland, Ohio – Terms and Regulations
In Cleveland (OH), payday loans are subject to some state regulations. These rules protect consumers from getting trapped in never-ending debt traps.
To keep things fair, Ohio has set some limits on payday loans. First off, the maximum loan amount you can get is $1,000. Secondly, the loan term can’t be shorter than 14 days or longer than 31 days.
Payday loans in Ohio are notorious for their high-interest rates (up to 28%). Payday lenders may charge the maximum $20 collection fee as default penalties. Also, they can add costs that amount to no more than 60% of the loan amount.
Eligibility Requirements to Apply for an In-Store Loan in Cleveland
To get online payday loans in Cleveland, Ohio, a borrower must meet the minimum requirements that will help them to increase their approval chances. Here is what Cleveland residents must obey to get a short-term loan till payday:
- To provide basic personal info: full name, address, cell phone number, email, Social Security number, Individual Taxpayer Identification number;
- To have a valid ID;
- To confirm regular income: pay stubs or bank statements;
- To provide financial details: checking account number and bank Routing number.
Note: To be eligible and get Cleveland payday loans, potential borrowers must reach 18.
