Payday Loans in Cleveland, OH
at 700 West St. Clair Avenue #318, 44113
- (216) 238-6266
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday Loans, Installment Loans
- Online application 24/7
Why Trust Us?
1F Cash Advance has been providing emergency loans since 2019. We are licensed and operate under state laws. Over 140,305 consumers have already benefited from our services, both online and in stores.
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1F Cash Advance Store in Cleveland
If you need fast cash right away, visit our store for payday loans in Cleveland, Ohio. 1F Cash Advance offers short-term loans of up to $1,000 and provides friendly, in-person help. Our hassle-free loan process is quick and involves no credit check, making it easy for bad credit borrowers to qualify. Apply today, receive an instant approval decision, and access the funds you need on the same day. We also offer check cashing in Cleveland to help locals get money within minutes.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
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Available Loans
1F Cash Advance in Cleveland offers loan products to fit different needs:
Max. amount $5,000
For larger or longer-term needs, our installment loans allow you to borrow up to $5,000 and repay over 2-24 months. You can use the funds to finance big purchases, make home improvements, consolidate debt, or cover larger emergencies.
Start Your Loan in 3 Simple Steps
Applying for a loan at 1F Cash Advance in Cleveland is fast and easy:
Visit our store
Come to us during business hours and fill out a quick application form. Our staff will help you make it in just 5 minutes.
Get an instant decision
Your application will be reviewed almost immediately. No credit check is involved in the underwriting process.
Receive funds
Once approved, pick up the cash at the store or get a direct deposit into your checking account within 24 hours.*
*If approved before 10:30 am on a weekday, you can receive the money in your checking account on the same day. Later or weekend approvals are funded on the next banking day. Cash loans are issued instantly after providing a post-dated check for repayment.
Required Documents and Information
Here are a few basic items we ask for:
- Government-issued photo ID
- Proof of income
- An active checking account and routing number
- Your current address, phone number, and e-mail
- Social Security Number or ITIN
- Be at least 18 years old
About 1F Cash Advance in Cleveland, Ohio
1F Cash Advance is a licensed financial services provider that has been serving people in Ohio since 2019. We specialize in small loans that are available to borrowers with any credit backgrounds. We focus on speed and transparency, so you’ll get fast cash in emergencies and know all the terms upfront.
The loan process is secure and private, protecting your personal and financial data. Our staff includes experienced loan specialists who are trained to guide you through each step of the application process, answer your questions clearly, and help you get approved quickly and confidently.
When to Seek Other Financial Options
The short-term loans we offer are meant to cover emergency expenses and small cash gaps by your next paycheck. These loans are not a solution for long-term financial issues. If you need more time to repay the loan, consider alternative options first. If you have ongoing financial problems or credit issues, seek credit counseling.
Find a Store Near You
If you’re not in Cleveland, explore our loan places in other Ohio cities:
1166 S Kenny Centre Mall, Columbus, OH 43220
4850 Smith Rd. suite 230, Cincinnati, OH 45212
FAQ
Are payday loans legal in Ohio?
Yes. Short-term loans are legal in Ohio but are strictly regulated by state law. Ohio limits these loans to $1,000 with a minimum term of 91 days. APRs cannot exceed 28%. 1F Cash Advance fully complies with all state regulations.
Can I get a payday loan with bad credit?
1F Cash Advance offers loans to people with bad or no credit. We are focused on your ability to repay. Borrowers with stable incomes and reliable payment histories can still qualify regardless of their FICO scores.
How fast can I get a payday loan near me?
If you borrow against a post-dated check, you can receive funds from a direct lender immediately. For online and other in-store applications, if you're approved on a weekday before 10:30 am, your loan will be sent via direct deposit the same day. Otherwise, the funds will arrive on the next business day.
How much money can I borrow in Cleveland?
Ohio law caps payday loans at a maximum of $1,000, allowing you to borrow between $100 and $1,000. It also limits you to one payday loan at a time. For larger financial needs, consider applying for our installment or personal loans in Cleveland.
What if I can’t repay on time?
If you're worried about making a payment, call the lender right away. Do not skip it, as that can lead to additional fees and damage your credit.
Contact Us
Still have questions? Contact us in any convenient way. Our team is always happy to help.
