Payday Loans in Jackson, TN
at 1296 Union University Dr Unit E, 38305
- (731) 300-9073
- 2+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Payday loans, installment loans
- Online application 24/7
1F Cash Advance Store in Jackson
If you need fast money for an emergency, visit 1F Cash Advance for instant support. Our store is right next to Academy Sports + Outdoors and is easy to reach from Target. You can complete your application in just a few minutes and get same-day cash, even if you have bad credit. The process is fast and secure.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Ted Webb
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Our Products
At 1F Cash Advance in Jackson, TN, you can access convenient financial solutions designed to meet a range of urgent needs – safely, quickly, and with minimal paperwork.
Payday Loans
Max. amount $425
A payday loan is a perfect option for covering unexpected expenses between paychecks. Jackson residents can apply for up to $425 and repay within 14 to 31 days. The simple application takes just 5 minutes, so you can quickly cover your small emergencies, such as minor repairs, urgent bills, or everyday costs.
Installment Loans
Max. amount $5,000
Installment loans provide a flexible way to finance larger purchases or long-term needs. You can borrow up to $5,000 even with less-than-perfect credit and repay over up to 24 months with fixed, predictable payments.
How It Works
At 1F Cash Advance, you can get small personal loans in just three steps:
Apply in person
Bring a basic set of documents and fill out a simple form. The process is fast, and the staff is always here to help.
Wait for a decision
Underwriting is made instantly and does not affect your credit score, as no credit check is performed.
Receive your funds
If approved, get cash in the store immediately or request a bank transfer on the same day.*
*Instant cash can be received in-store if you repay via a post-dated check. Same-day direct deposits are possible if you apply before 10:30 am on weekdays. Later applications or approvals on weekends or holidays are processed on the next business day.
What You Must Bring to Apply
To get started, have the following information ready:
- Government-issued photo ID
- Social Security number
- Recent pay stub or other income proof
- Bank account and routing number
- Proof of Tennessee address
- Valid email and cell phone number
About 1F Cash Advance in Jackson, Tennessee
1F Cash Advance is a licensed loan company in Jackson, Tennessee, that provides quick and reliable financial support. Since opening our doors in 2019, we have helped hundreds of Jackson residents handle unexpected expenses with ease. We make the process simple from start to finish and welcome everyone, even those with poor or limited credit history. Our company is committed to responsible lending, providing clear terms and safe access to payday and installment loans.
Our Jackson team is known for its friendly service and professionalism. We keep your information secure and handle every request with care. With same-day funding, minimal paperwork, and a helpful staff always ready to assist, 1F Cash Advance makes borrowing fast and stress-free. Choose us when you need financial peace of mind.
Find a Store Near You
Looking for a trusted loan place but are not in Jackson, TN? 1F Cash Advance has stores throughout the state. Explore all our convenient locations and visit the nearest one.
951 Eastgate Loop suite 105, Chattanooga, TN 37411
4709 Papermill Dr NW unit 210, Knoxville, TN 37909
Responsible Borrowing
Payday loans should only be used as a short-term solution to your emergency expenses. Using them over a long period makes them expensive. Before applying, assess your ability to repay. If you’re not sure you can repay on time, refrain from borrowing and consider alternatives.
At 1F Cash Advance, you receive complete information about the loan terms in advance, including the interest rate, repayment period, and total amount due. Make sure you understand the details and can meet your obligations.
FAQ
Is it legal to take out a payday loan in Tennessee?
Yes, payday lending is legal in Tennessee. The state has clear laws that regulate the maximum loan amounts, terms, and fees. 1F Cash Advance in Jackson fully complies with all state lending requirements.
Can I qualify for a payday loan even if my credit score is low?
Yes, you can still be eligible. At 1F Cash Advance, we assist borrowers regardless of their credit history. We do not rely solely on your credit score when reviewing your application. Instead, we look at your income, current obligations, employment status, and payment history.
How quickly will the funds be available after approval?
You can get the loan funds as early as the next business day once your loan is approved. If you receive approval before 10:30 am on a business day, same-day funding may be possible. Borrowers who provide a post-dated check covering the full repayment amount may also qualify for instant cash options.
What are the consequences if I’m unable to repay the loan on time?
If you miss the due date, late fees of up to $30 may apply. Most direct lenders do not immediately report late payments to major credit bureaus. However, if your loan is sent to collections, your credit score could be affected. If you have trouble making a payment, contact your lender right away to discuss your options. You may be offered an extended payment plan.
Are there other fast cash options?
Yes. You can get a title loan in Jackson by using your vehicle as collateral. A credit line provides ongoing access to funds, with interest charged only on the amount you use. A credit card cash advance lets you withdraw cash instantly from your credit card balance, but interest accrues from day one. If you want to avoid loans, consider payday advances from your employer, part-time gigs, or selling unused items for quick money.
