Payday Loans in Richmond, VA
- Fast Application and Approval
- Loans with No Credit Checks
- Online and In-Store Payday Loans
- Direct Payday Lenders Near Me
- Money Funding Within a Day
How to Get Payday Loans in Richmond, VA
Find yourself in a tough financial situation? 1F Cash Advance is your safe place for fast financial assistance. Our payday loan won’t let money issues drag you down. Our partners are trusted direct lenders that offer payday loans in Richmond, VA.
Whether you’re looking for short-term loans online or in a store we can meet your demand. Apply from payday loans in Richmond, VA, today in one of the following ways:
Apply In the Store
Visit our store at 3200 W Broad St suite A, Richmond, VA 23230 and let our team help you.
Fill out an Online Form
Short on time? You’re welcome to apply online via our user-friendly website.
Apply by Phone
You can always contact us at
(804) 999-4881
if you need help with an application process.
Use the Mobile App
Our mobile app is a digital source of quick cash you can dip into via your smartphone.
Visit the 1F Cash Advance Store for Fast Richmond Payday Loans!
At 1F Cash Advance, we strive to simplify the entire payday loan process to make it smooth and fast. Therefore, our Richmond payday loans can meet your emergency needs and provide you with money in 24 hours. There’s no minimum credit score required to apply. Just visit our store and fill out a simple form.
3200 W Broad St suite A, Richmond, VA 23230
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products Available in the Store of 1F Cash Advance in Richmond, VA
Our in-store products are not limited to short-term loans only. Richmond residents can access the following financial products via the 1F Cash Advance branch:
Payday Loans
A payday loan can be a perfect fit for small financial hardships. This is a short-term solution that comes with modest loan amounts and repayment terms by a borrower’s next paycheck. Get it within a day and use the funds to cover unexpected expenses. Your credit score doesn’t matter.
Installment Loans
An installment loan can be used toward long-term needs, major purchases, or various life events that require additional financing. Their installment structure allows you to repay the amount borrowed in a series of affordable monthly payments.
Title Loans
A title loan is a smart way to get better terms for your short-term loan. This option can be used by car owners. It allows them to get up to 50% of their vehicle’s cost by providing its title as a repayment guarantee.
We’re a Local Company That Helps Locals!
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Get The Best Offer for Direct Lender Payday Loans in Other 1F Cash Advance Stores
1F Cash Advance is committed to helping people, no matter their location. An in-store application in our Richmond branch is also available to residents of Ampthill, Bellwood, Bensley, Bon Air, Chamberlayne, Dumbarton, Henrico, Highland Springs, Lorraine, Manchester, Montrose, Rockwood, Sandstone, Tuckahoe, and other neighboring cities. Moreover, online applications can be completed 24/7 from anywhere in Virginia.
Not a Virginia resident? 1F Cash Advance has branches across the US! Choose the nearest to you location in Alaska, Illinois, Indiana, Kentucky, Nebraska, Oregon, Vermont, and other states from the list of branches below.
Laws and Rules Regarding Payday Loans in Richmond, VA
Payday loans are considered legal in Virginia. However, they are regulated by the Va. Code Ann. §§ 6.2-1800 et seq. This document sets some rules that each Virginia payday lender must follow to operate in the state. According to Virginia laws, payday loans in Richmond are limited to $2,500. The minimum repayment term is 4 months, and the maximum one can reach 2 years. Additionally, state authorities cap payday loan interest rates at 36% APR. The maintenance fee can’t exceed 8% or $25 per month. The total loan cost can’t be more than 50% of the amount borrowed.
Documents and Information to Apply for In-Store Payday Loans in Richmond, VA
Although payday loans in Richmond, VA, come with lenient requirements, you still need to provide some basic personal, contact, and financial details to qualify. They include:
- Full name and age (at least 18 years old to be eligible);
- Residential address, email, cell phone number;
- Valid government-issued photo ID;
- Social Security number;
- Bank account number;
- Income verification (pay stubs, bank statements);
- Employer’s contact information;
- Routing number.
Some lenders may ask you to provide some extra details to make a loan decision. A loan provider will contact you by phone or via email in case of any additional questions.
