Payday Loans in Boulder, CO
- Only verified and trusted lenders
- Funding within 24 hours
- Same-day payday loan approval
- No hard credit check
- Faxless payday loans
How to Get Payday Loans in Boulder, CO
Obtaining a payday loan from 1F Cash Advance is a simple process. There is no need for significant documentation or faxing. Also, we accept borrowers with bad credit history and are always there to help you through the process. If you follow simple steps, you can get the money online or offline in one business day. Simply choose the method that is most convenient for you!
In-Store Application
Come visit our store and let us walk you through the steps. The 15M Finance team is always willing to assist!
Online Application
Fill out a simple form on our website to submit an online loan request.
Apply by Phone
Dial the
(720) 428-2247
number and complete an application by phone or get a link to the form via SMS.
Use a Mobile App
Download our mobile app for Android and iOS and use it to apply at any time.
1F Cash Advance Store in Boulder
Need cash right away to handle temporary financial problems? Stop looking for payday loans in my area! 1F Cash Advance is always available to help Colorado people get back on track as soon as possible.
Visit our Boulder location to get suitable loan products in several steps.
2770 Canyon Blvd, Boulder, CO 80302
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products and Services in 1F Cash Advance Boulder
You can access several loan products that fit your financial needs at our locations. 1F Cash Advance managers will help you choose the best loan amount. Check the following products and services:
Payday Loans
Payday loans, also known as cash advance loans or paycheck loans, are short-term loan products typically repaid in one month, but in Colorado, the minimum term is 6 months. These loans are intended to give people instant access to a small sum of money, generally up to $500, to cover emergency costs until their next payday.
Installment Loans
An installment loan is a financial product in which a borrower receives a particular amount (usually up to $5,000) from a lender and agrees to return it over 36 months through regular, fixed payments. Installment loans are cheaper than payday loans; their APR doesn’t exceed 6.63%.
Title Loans
A title loan is illegal in Colorado, but some lenders may provide you with up to $500 with a maximum term of 180 days. Your vehicle will be collateral for this secured loan, so ensure you repay the title loan on time.
We’re a Local Company That Helps Locals!
Find out why clients depend on 1F Cash Advance to meet financial needs. Check out real reviews about our service.
How Does It Work to Get Payday Loans in Boulder, Colorado?
Discover our location at 2770 Canyon Blvd, Boulder, CO 80302, and get the payday loan you need within a business day. No hard checks or credit score restrictions can prevent you from gaining extra cash. Need help deciding which loan to choose? Our friendly loan officers are available to assist you in finding the best solution at affordable interest rates for your specific emergency!
Consumers of other Colorado cities can consider filling out an offline and online application, which can be done in several moves. If you are from Fort Collins, Denver, Colorado Springs, or Aurora, apply today! Submit a short loan request form on our website to get the money you need on the road.
Not from Colorado? Apply for a payday loan in Alabama, Illinois, Indiana, Oklahoma, Maine, and Pennsylvania, or see our other areas below!
Legal Status of Payday Loans in Colorado
Colorado has implemented strict regulations on payday loans to protect consumers from predatory lending practices. These regulations aim to ensure that borrowers are not trapped in a cycle of debt. Check the following regulations to be entirely informed.
- Available Loan Amounts: $100 – $500;
- Loan Terms: minimum six months; maximum – not set;
- Interest Rates and Fees: APR 20% for $0-$300 plus 7.5% for $301-$500 plus 45% for each year, plus a monthly fee of $7.50 per $100 up to $30 after the first month;
- Default Penalties: amount of a loan, plus attorney fee in case of a court;
- Rollover: 1;
- NSF Fee: $25.
Eligibility Criteria in Applying for Colorado Payday Loans
To apply for a payday loan in our Colorado locations, you need to meet the following requirements:
- Be at least 18 years old;
- Present a valid ID card;
- Prove your stable income with bank statements;
- Have an active checking account, phone number, and email address.
