Payday Loans in Boulder, CO
2770 Canyon Blvd, 80302
- Instant payday loans of up to $500
- Emergency money online or in-store
- Same-day loan approval
- No hard credit check
- Faxless loans near me
Advertiser Disclaimer
1F Cash Advance is a financial platform that doesn’t offer loans. We connect you to potential lenders but don’t promise you'll get approved for a loan. The terms, rates, and fees may be discussed with the lender you were approved with. We recommend getting advice from a financial expert about dealing with money struggles without risky loans. For more information, read our full Legal Disclaimer.
1F Cash Advance Store in Boulder
Need cash right away to handle temporary financial problems? 1F Cash Advance is always here to help people in Colorado get back on track as soon as possible. Visit our Boulder location to get suitable loan tools in a few minutes. Our loan office is located at 2770 Canyon Blvd, Boulder, CO 80302, near the restaurant, the Buff, and the Boulder Marriott shop. You can call us to get more directions.
2770 Canyon Blvd, Boulder, CO 80302
Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed
Products & Services
Access several loan products that fit your financial needs at our locations. 1F Cash Advance managers will help you choose the best loan option. Check the following loans and services:
Payday Loans
Payday loans, also known as cash advance loans, are loans that must be repaid quickly. In Colorado, the minimum term is six months. These loans are intended to give people instant access to a small sum of money, generally up to $500, to cover emergency costs until their next payday.
Installment Loans
An installment loan is a financial product in which a borrower receives a particular amount (usually up to $5,000) and agrees to return it over up to 24 months through regular, fixed payments. Installment loans are used for more significant expenses or long-term needs.
Check Cashing
It allows a person who does not use a bank to cash their checks. Visit the 1F Cash Advance store and receive the money on the same-day even with bad credit.
How to Apply
Here are the basic steps to follow during the application process:
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Gather Documents. Take out your income confirmation, such as tax returns, pay stubs, or bank statements, and provide IDs, proof of address, and other necessary documents.
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Choose Loan Type. Opt for a loan package: payday loans or installment loans.
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Fill out the Application Form. Fill in a simple application on the website or in an office.
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Await for Approval. It will take up to one hour to get an answer. In case of approval, review the loan terms and sign the loan agreement to accept an offer.
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Get the Funds. The money will be deposited into your checking account in one business day.
Check Your Eligibility
To apply for a payday loan in our Colorado locations, you need to meet the following requirements:
- Be at least 18 years old;
- Present a valid ID card;
- Prove your stable income;
- Have an active checking account, phone number, and email address.
Alternatives to Payday Loans
If you want to avoid payday loans, consider alternative options, such as borrowing money from friends and family. Using a credit card or a personal loan from a bank or credit union tends to have better terms. Also, some employers offer a salary advance as a deduction from the next paycheck. Check charities and nonprofit organizations that provide free financial assistance or low-interest-rate emergency loans. Keep in mind that the best way to prepare for urgent expenses and overcome them without debt is assembling money in an emergency fund.
Why Choose 1F Cash Advance
Our company was founded in 2019 and has been developing products and services to help Americans overcome their financial problems. Learn more about us and define the essential principles of our service.
- Quick Approval Process. Get a response as fast as in 1 hour, provided you get the urgent packages.
- No Hard Credit Checks. We offer bad credit payday loan options, so you do not have to worry about credit checks that may drag down your score.
- Personalized Customer Service. A customer is always right, and your needs are our priority. The team of experts is always ready to help you throughout each step of the process.
- Direct Deposit in 24 Hours. With our help, you can receive the funds before the next issues arise, which may compound the situation.
- Safe & Secure. This means that our SSL encryption makes borrowing as safe as it gets.
- Transparent Loan Terms. We ensure clear loan agreements with no unpleasant surprises in the small prints.
We Aim to Help Our Locals!
Read the feedback of our former customers and see if your experience may be the same!
Discover Over 80 Locations Nationwide
Visit our location at 2770 Canyon Blvd, Boulder, CO 80302, and get the payday loan you need within a business day. We also have a location in Denver so you can choose a store near you for your comfortable visit.
Not from Colorado? Apply for a payday loan in Alabama, Illinois, Indiana, Oklahoma, Maine, Pennsylvania, and other states.
Don’t Have Time to Visit Us? Apply Online!
Busy schedule? No problem! Use our website and reduce the time to get a loan. The application process is smooth through an electronic system and can be done anywhere. There is no need to come to our office; get the form on this site, scan your documents electronically, and attach them to your application.
It takes at least a couple of minutes to get a decision with minimum formalities and approval time. Our online application form is convenient and fast, so you can get the necessary financial aid without leaving your activity.
FAQ
Are payday loans legal in Colorado?
Payday loans are legal in Colorado and are regulated by the corresponding laws, such as Article 3.1 (Deferred Deposit Loan Act) of Title 5 (Consumer Credit Code) in Colo. Rev. Stat. 5-3.1-101 et seq.
What is the maximum amount I can borrow with payday loans?
The maximum amount for payday loans in Colorado is $500.
What is the interest rate of a payday loan?
The maximum interest rate for a Colorado payday loan is 36% APR.
Can I get the loan with bad credit?
Yes, payday lenders don’t consider your credit score and are more focused on your repayment capabilities. Therefore, they look at your income and payment history.
How fast will I get the money?
You’ll typically receive your money within one business day of approval. Same-day deposits may be available to borrowers approved before 10:30 AM on weekdays.
Will the application hurt my credit?
No, the application won’t affect your credit score because only a soft credit is performed. Such an inquiry doesn’t review your rating through the major credit bureaus.