Payday Loans in Vancouver, WA
- Quick loan request process
- Instant decision
- No hard credit check
- Only verified and trusted lenders
- Faxless payday loans
How to Get a Payday Loan in Vancouver, WA
You can get payday loans in Vancouver through 1F Cash Advance quickly. Just apply here, and let’s start with the straightforward borrowing process. Bad credit is also not an obstacle to being approved for a quick payday loan in Vancouver, WA. Simply fill out a free online application form to receive a fast decision from numerous loan providers in minutes.
Be guided by our branch manager and fill out the request form at our location.
Get a payday loan by completing the loan request from your smartphone or laptop.
Apply by Phone
(360) 767 9351
and speak with our managers, or get a link to the form via SMS.
1F Cash Advance Store in Vancouver
Need payday loans in Vancouver, Washington, as soon as possible? Discover the 1F Cash Advance store and visit it today. Check our working hours and ask to speak with our branch manager. The location is easy to find, and there is a quick application process.
Products and Services in 1F Cash Advance Vancouver
You are welcome to visit our location in Vancouver and discover the following loan products and services:
Getting a payday loan allows you to use it as your short-term solution for unexpected expenses. Borrow up to $700 within 24 hours from approval and repay it within 45 days.
Need more than 700 dollars? Get an installment loan by borrowing up to $5,000 with an APR of 6.63%. The maximum repayment term is 36 months or less.
Title loans are illegal in Vancouver, WA. However, sometimes, you can get up to $1,000 with a maximum APR of 252.00% and repay it in 31 days.
How Does It Work?
To get a cash advance in Vancouver, WA, you are welcome to visit us at 700 SE Chkalov Dr #17, Vancouver, WA 98683, and we’ll provide you with the money you need the same day. Simply fill out a brief application form to receive a decision from a reliable direct lender in Washington. It will only take you a few minutes! Our branch manager will assist you with all of the necessary paperwork.
Get a Small Payday Loan from 1F Cash Advance in Other Locations
Residents of other Washington cities can consider filling out an online application, which can be done from anywhere at any time. If you are from Arnada, Fruit Valley, and Harney Heights, you can apply for a loan through 1F Cash Advance.
Legal Status of Payday Loans in Vancouver
Washington, Vancouver locals can borrow up to $700 in payday loans for 45 days but not more than 30% of their gross monthly income. Payday lending is authorized in Washington under Washington Revised Code Ann. 31.45.010 et seq.1. The annual percentage rate is 390%. Finance rates and costs vary depending on the loan amount: 15% for a $500 cash advance and 10% for larger sums. As a result, you may be charged $15 for a 14-day $100 loan.
In Vancouver, WA, borrowers can get 8 payday loans per year. They must be paid in whole and on time, with no rollovers, renewals, or extensions. You can, however, apply for a 90-180-day payback plan with no additional expenses.
What Do You Need to Apply at a Vancouver Store?
Vancouver borrowers should meet the following eligibility requirements to get a cash advance in Washington:
- be at least 18 years old;
- be a resident of Washington;
- have a job or income of $1,000 or more each month;
- have a current checking account;
- have a phone number and an email address.