Payday Loan Alternatives in Reston, VA
at 11130 The Turquoise Trail, 20191
- (571) 487-7811
- 4+ years in business
- Apply in-store 8:00 am - 10:00 pm (Mon-Fri)
- Open on Saturday
- Installment loans
- Online application 24/7
1F Cash Advance Store in Reston
When you need extra money in an emergency, 1F Cash Advance can come to the rescue. We offer fast and easy short-term loans in Reston to help locals meet their instant cash needs. Visit us today, complete a simple application process in minutes, and receive the funds on the same day with no credit check. We’re located near the Signature Cafe and Safeway grocery store, and our team is always here to help you navigate the process.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Installment Loans
Jane Turner
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Loan Products
We offer fast and legal alternatives to payday loans tailored to the most common needs Reston residents face on a daily basis.
Max. amount $2,500
With an installment loan, you can get extra cash for big purchases and larger expenses with more time to pay back. Borrow between $100 and $2,500 and repay the funds in fixed installments over 4 to 24 months.
How to Apply with 1F Cash Advance
When unexpected expenses arise, 1F Cash Advance provides a simple 3-step process to help you cover them quickly:
Apply in-store
Visit our Reston location and complete an easy application form in just 5 minutes. Our staff will gladly help you if questions arise.
Get approved
Once you submit a form, you will receive an almost immediate loan decision. No hard credit check is needed.
Receive the funds
If approved, you will get your loan in instant cash or receive it via a direct deposit on the same or the next business day.*
*No approval is guaranteed. Factors that affect a loan decision include, but are not limited to, your income, employment status, payment history, and current debts.
Approvals before 10:30 am on a banking day are usually funded on the same day. Applications submitted after 10:30 am or on weekends are processed on the next business day. Cash loans can be issued instantly if you provide a post-dated check that covers the full amount due.
What to Bring to the Store
Our loan process allows you to quickly request a loan in a time-sensitive emergency situation, with just a few basic items needed:
- Valid government-issued photo ID
- Social Security number
- Active checking account details
- Proof of income
- Proof of address in Virginia
- Valid phone numbers and email
About 1F Cash Advance in Reston, Virginia
1F Cash Advance opened its Reston store in 2021, after two years of providing Virginia residents with fast, easy-to-get loans online. Since then, we’ve helped thousands of people access emergency financial solutions with no hard credit check. We care about the communities we serve and provide loan options with our customers in mind.
Whether it’s a small emergency or a long-term financial goal, our team is here to help you find the best loan for your situation. With our transparent, fair terms, you’ll always know what to expect and can make an informed decision.
Find Our Store Near You
We operate throughout the state via our website and offer personalized assistance at other Virginia stores.
3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012
Customer Notice
1F Cash Advance promotes responsible borrowing and cares about your financial health. Payday loans are expensive short-term solutions that can potentially lead to a cycle of debt. Therefore, these high-cost loans are prohibited across Virginia.
If you require emergency cash, explore legal alternatives. Before applying, make sure you can repay the loan on time. Borrow only what you need to cover unexpected expenses and refrain from borrowing if you experience long-term financial problems. People with credit issues should seek professional counseling.
FAQ
Are payday loans legal in Virginia?
Under Virginia law, regular payday loans are prohibited. Borrowers can access their legal alternatives that come with certain limits on the loan amount, maximum finance charge, and minimum repayment period. At 1F Cash Advance, we offer loans that fully meet all the state regulations.
How much can I borrow?
At 1F Cash Advance, you can get a maximum amount of $2,500. However, we need to assess your income, credit, and current debts to determine how much you can qualify for.
Can I get a loan with bad credit?
1F Cash Advance offers bad credit loans with no minimum FICO score requirements. We look at your overall financial situation, including your income, debts, payment history, and employment status.
When will I get my loan funds?
If you receive the money via direct deposit, common terms are within one business day of approval, with loans originated before 10:30 am on weekdays funded the same day. In-store cash loans can be issued immediately once you provide a post-dated check for repayment.
Do I need a bank account to get a loan?
In most cases, a bank account is required to fund your loan and collect payments. However, if you apply at a store and provide a post-dated check covering the full amount due, we can issue a loan in cash with no bank account needed.
Can I extend my loan term?
The lender may voluntarily enter into a repayment arrangement with you during 60 days after your loan is post due. If you can't repay your loan on time, contact the number in your loan agreement before or on the due date.
