Installment Loans in Roanoke, VA
At 3621 Blue Hills Village Drive Ste H, 24012
- (540) 613-1226
- 2+ years in business
- Apply in-store 8:00 am – 10:00 pm (Mon-Fri)
- Open on Saturday
- Installment loans
- Online application 24/7
1F Cash Advance Store in Roanoke
Visit our Roanoke loan store for fast cash and friendly, face-to-face service. We combine speed with a personalized approach, making it easier to get the money you need in an emergency, even with bad credit. Our team at the Roanoke location works hard to find the best solution for your situation. You can find us near the Member One Federal Credit Union, right next to Jersey Mike’s Subs. With 1F Cash Advance, you will rest assured you get a loan with transparent and fair terms from a state-licensed lender.
- Monday8 am – 10 pm
- Tuesday8 am – 10 pm
- Wednesday8 am – 10 pm
- Thursday8 am – 10 pm
- Friday8 am – 10 pm
- Saturday9 am – 6 pm
- SundayClosed
Installment Loans
Wilda Bolanos
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Our Loan Products
At 1F Cash Advance, we offer small personal loans in Roanoke, VA:
Installment Loans
Max. amount $2,500
For bigger projects or larger expenses, an installment loan is a great option. It offers a higher loan amount of up to $2,500 for a maximum period of 24 months. This can be a great option for debt consolidation, home improvements, high medical bills, and big purchases.
How to Apply for a Short-term Loan
Here are the three easy steps to take to apply for a loan at our Roanoke location:
Visit our store
Come to our 1F Cash Advance office during business hours and fill out a short application form, which takes 5 minutes to complete.
Get a loan decision
Your application will be reviewed immediately with no credit check, allowing you to get an instant approval decision.
Receive your money
Once you’re approved, you’ll receive cash right away or get the funds deposited into your bank account within 24 hours.*
*We strive to process applications as fast as possible. If you get approved before 10:30 am on a banking day, you might receive your funds on the same day. Later or weekend approvals are usually funded on the next business day. Cash loans are issued in-store against a post-dated check.
What You Must Bring to Apply
Make sure you have the following documents and information ready before applying:
- Valid government-issued photo ID
- Proof of income
- Proof of current residence in Virginia
- An active checking account in your name
- A phone number and a valid email address
- Be at least 18 years old
About 1F Cash Advance in Roanoke, Virginia
1F Cash Advance is a state-licensed loan company that has been serving people in Virginia since 2019. Our store at 3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012 has already helped thousands of customers obtain extra cash for emergency situations. What makes us one of the best loan places in Roanoke, VA, is our customer-centered approach and commitment to operating with integrity and in full compliance with state law.
We provide short-term loans in Roanoke, VA, to help people in need of quick assistance get the money fast. 1F Cash Advance in Roanoke is a company you can trust for its legitimate loans, transparent terms, exceptional customer support, and high security standards.
Our Stores Nearby
If you aren’t in the Roanoke area, 1F Cash Advance has other locations ready to serve you in Virginia:
11130 The Turquoise Trail, Reston, VA 20191
Responsible Loan Usage
We care about our customers’ financial well-being. Short-term loans should only be used for urgent needs and for amounts you can comfortably repay. Repeated borrowing may trap you in a cycle of debt. Do not use these loans for luxury items or everyday expenses that don’t fit your budget. If you face ongoing financial challenges or have credit issues, consider reaching out to a licensed credit counselor for safer, long-term solutions.
FAQ
Are payday loans legal in Virginia?
Payday loans as they used to exist are no longer legal in Virginia. Since January 1, 2021, they have been replaced with regulated short-term installment loans. These loans can be up to $2,500, must run for 4 to 24 months, and may only be offered by licensed lenders under state law.
Can I get a bad credit loan in Roanoke?
At 1F Cash Advance, you can still qualify for a loan, even if you have bad credit. One of the key features of working with us is that our primary considerations are your income and your ability to repay the loan.
How much money can I borrow in Roanoke?
With 1F Cash Advance, you may qualify for a short-term loan of up to $2,500 in Virginia.
How fast can I get money in Roanoke?
Loans from 1F Cash Advance come with funding as soon as the next business day after approval. Applicants who get approved before 10:30 am may receive the money on the same day. People who apply in-store can get instant cash if they repay via a post-dated check provided upfront.
Can I apply for a short-term loan online?
Yes, you can apply for a short-term loan on our website right now. The process is easy and quick, and your data is secured by 256-bit encryption.
What happens if I can’t repay my loan on time?
Late or missed payments may result in a late fee of up to $20 and could negatively affect your credit. If you think you won’t be able to repay your short-term loan, contact the number listed in your loan agreement before the due date. The lender may be able to offer you an extended payment plan or a hardship program.
Are there alternatives to payday loans in Roanoke?
Yes, there are several alternatives to taking out a payday loan in Roanoke. For a higher loan amount with a longer repayment period, opt for our installment or personal loans. Also, consider loans from credit unions, borrowing from family, paycheck advances from your employer, and local assistance programs.
Contact Us
If you have any more questions, don’t hesitate to reach out!
