Payday Loans in Roanoke, VA

Visit The Store of 1F Cash Advance in Roanoke, VA

If you need some personal assistance, our friendly team is always here to help. The 1F Cash Advance store in Roanoke is a great mix of excellent customer service and a personalized approach. We take your problems seriously and do everything possible to help you get the best payday loan deal for your particular situation. And what’s more, your credit score doesn’t matter! Visit our Roanoke branch today and leave the store in a matter of minutes with your problems solved.

3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012

(540) 613-1226

[email protected]

Hours:
Monday – Friday: 8:00 am to 10:00 pm
Saturday: 9:00 am to 6:00 pm
Sunday: Closed

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Get Cash Advance and Payday Loans in Roanoke, VA, without a Hassle!

Think that an in-store loan process is a tough business? We’re here to prove the contrary. Getting cash advance and payday loans in Roanoke, VA, is just a 5-minute matter when you work with 1F Cash Advance. We accept residents with any credit and work with lenders that don’t make hard credit checks. Visit us at 3621 Blue Hills Village Drive Ste H, Roanoke, VA 24012, and get the money you need by tomorrow.

Find Other Payday Loan Stores of 1F Cash Advance Near You

Wherever you live in Virginia, 1F Cash Advance can provide a fast financial boost. Our Roanoke store is also popular with residents of Bonsack, Cave Spring, Hanging Rock, Hollins, Narrows, Salem, Vinton, Wright, and other nearby cities. You’re also welcome to apply online in just a few minutes from the comfort of your home.

Not in Virginia? Explore 1F Cash Advance stores in Arizona, Delaware, Maine, Louisiana, Indiana, Montana, and other states! Find the nearest to you location on the list below.

Are Payday Loans in Roanoke, VA Legal?

The HB 789 states that payday loans in Roanoke, VA, are legal. However, the term was changed to “short-term loans” in 2020. According to state laws, the maximum short-term loan amount is $2,500, and the repayment term can be between 4 and 24 months.

There are also interest rate caps that are aimed at protecting borrowers from predatory lending practices. Thus, lenders can’t charge more than 36% APR. On top of your loan principal and APR, there can also be a maintenance fee of up to 8% or $25 per month. If you pay late, a lender can charge an extra $20 late fee. However, the total short-term loan cost can’t be more than 50% of the amount advanced.

What You Need to Apply for Roanoke Payday Loans in the 1F Cash Advance Store

Getting Roanoke payday loans in the 1F Cash Advance store is a hassle-free process. The basic documents and information you need to provide include the following:

• Contact information: email, mobile phone number, permanent address;
• Your personal details: full name, Social Security number, Individual Taxpayer Identification number;
• Valid ID or driver’s license;
• Income confirmation (alternative income sources can be accepted);
• Employment status and employer’s contact details;
• Bank account number.

Additionally, you must be over the age of 18 to qualify for payday loans in Virginia.