1F Cash Advance Expert Guides and Articles

We're excited to announce that the 1F Cash Advance Team of financial writers has been working hard to bring you the best lending information possible.

Our 10-year expertise in the lending industry is a valuable asset in helping you understand how different loans work and what options are available to you.

Our goal is to arm you with the knowledge and confidence needed to make informed decisions about your finances.

Why Can't I Get a Loan?

Why Can't I Get a Loan?

Gaining access to a loan by borrowing is often a crucial step towards realizing your financial goals. However, for many consumers, the journey to securing a personal loan carries many obstacles. Despite your best efforts, you may find yourself asking the crucial question: "Why can't I get a loan?"

I Need Money Now: 16 Ways to Get Quick Cash Top-rated

I Need Money Now: 16 Ways to Get Quick Cash

Whether you're facing an unexpected expense, aiming to boost your savings, or looking for additional income sources, these proven ways will help you get fast cash. This article equips you with a diverse set of options to address your immediate financial needs. Don't let financial stress hold you back.

Emergency Cash for Single Mothers Top-rated

Emergency Cash for Single Mothers

Single moms facing financial emergencies can benefit from grants and loans. Get help with housing, pay bills, and receive medical aid and child care services.

No Income Loans: What You Need to Know Top-rated

No Income Loans: What You Need to Know

If you want a loan but don't have any income, you might be wondering if there's any way to get one. The answer is yes! We've put together this guide to explain what you need to know about no income loans, including how they work and how to apply for them.

My Car Got Towed, and I Have No Money: What Should I Do?

My Car Got Towed, and I Have No Money: What Should I Do?

Discovering your car has been towed after leaving your job or a party can be frustrating. But is there a way to retrieve it without paying fees? If you can prove that your car was towed unfairly, you may be able to have your fees waived by local law enforcement or the courts.

Do Payday Loans Call Your Employer?

Do Payday Loans Call Your Employer?

Payday lenders might contact you because of different reasons that depend on their rules or your actions. Learn more about why a payday lender might contact your employer and how you can stop the calls.

Loans Like LoanNow

Loans Like LoanNow

LoanNow looks at people's situations, not just their credit scores. They shape their loans to work for all kinds of credit backgrounds. The service offers credit building opportunity and has many other features you should consider before applying.

Can You Stop Paying Payday Loans Legally?

Can You Stop Paying Payday Loans Legally?

Payday loans may be difficult to handle, so it may seem tempting to stop paying them at some point. Although there's a way to do this legally, you need to know that it doesn't cancel your debt payment obligation and can still result in several legal consequences. We're here to help you navigate the topic.

What's Dangerous about Taking Out a Payday Loan?

What's Dangerous about Taking Out a Payday Loan?

Payday loans can provide a quick fix when you face an emergency. Another thing they can do is cause even bigger financial troubles. If you're considering a payday loan, read on to learn more about its dangers and the alternatives you can turn to instead.

How to Get Out of Payday Loans?

How to Get Out of Payday Loans?

Payday loans seem easy when in a tight spot, but they can be disastrous. High-interest rates and fees keep you trapped, and you pay way more payday loans than you borrowed. Find out more about how to repay your payday loan debt.

How Much Can I Borrow with a 700 Credit Score?

How Much Can I Borrow with a 700 Credit Score?

A 700 credit score is considered good credit, meaning that it allows you to qualify for most loan options and get favorable loan terms. But when it comes to a loan amount, lenders look far beyond just your credit score. We explore the factors that affect the sum you can borrow

How to Refinance a Car Loan with Bad Credit?

How to Refinance a Car Loan with Bad Credit?

Auto loan refinancing can help you reduce your interest rate or decrease your monthly loan payment. Although getting such a loan with bad credit may be challenging, a few options still exist. However, you need to carefully assess your current financial state and make sure the decision is worth it. Our article will help you out.

What Increases Your Total Loan Balance?

What Increases Your Total Loan Balance?

Even though loans make these significant things possible, you must be careful because they can get you deep into debt if you need help understanding how much you owe. Learn more about how unpaid interest rates work and how paying back the loan balance over time changes in the economy impact your total balances.