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How to Get a Payday Loan in Topeka, KS
Choose 1F Cash Advance to get a payday loan in Topeka, Kansas. Obtaining a payday loan with us is a simple process. There is no need for significant documentation or faxing. We accept borrowers with any credit history and are always there to help you through the process. You can get the money you need in one business day if you follow a few simple steps. Just choose the convenient method for you and apply today!
Our branch managers will help you complete the loan request form in our office.
Apply from the comfort of your home. Fill in the empty spaces from your smartphone or laptop.
Apply by Phone
Call us at
(785) 329 4274
and complete an application by phone or get a link to the form via SMS.
1F Cash Advance Store in Topeka
Need money right away to handle a temporary financial issue? Discover our payday loan store in Topeka, Kansas! 1F Cash Advance is always available to help Kansas people get back on track as soon as possible. Visit our Topeka location and speak with our branch manager.
Products and Services in 1F Cash Advance
We aim to help our customers in need and provide them with the best loan products and financial services. At our location in Topeka, you can apply for the following loans:
Obtain up to $500 with a payday loan in Kansas. Consider it a short-term solution for your unplanned expenses you can’t cover until your next paycheck.
If you need more money, consider an installment loan and get up to $5,000. Installment loans are repaid with a minimum 90-day term or a maximum 36-month term.
Title loans are illegal in Kansas, but some lenders may provide you with a title loan by using your vehicle as collateral.
How Does It Work to Get a Cash Advance in Topeka?
Visit our store at 2184 SW Wanamaker Rd, Topeka, KS 66614, and speak with our branch manager to learn more about cash advance loan products. Apply in-store and wait for the approval decision. You’ll receive a loan offer that suits your financial needs if approved. You’ll receive your money within one business day.
Get a Quick Payday Loan in Other Branches
Residents of Kansas are welcome to apply for a payday loan in the following cities: Menoken, Grantville, Tecumseh, Watson, Pauline, Berryton, Silver Lake, Wakarusa, and Auburn.
Legal Status of Payday Loans in Topeka
In Kansas, according to (Kan. Stat. Ann. 16a-2-404, 405).1, payday loans of up to $500 are permitted. Here are other regulations that you need to consider:
- Repayment terms: between 7 and 30 days;
- Maximum APR: not exceed 390%;
- Financing charge: $15 on a $100 loan taken for 14 days;
- Nr. simultaneous loans: one at a time;
- Rollover: none.
What Do You Need to Apply?
To apply for a payday loan and increase your chances of approval, you must:
- Be above 18 years old;
- Have a valid ID card and steady income source;
- Provide your active checking account, phone number, and email address.