- Almost Immediate Decision
- No Hard Credit Checks
- Loans for Bad Credit
- No Application Fees
- No Collateral Is Required
How to Get a Payday Loan in Bakersfield, CA?
It is simple to obtain a payday loan in Bakersfield, CA. No hard credit check and no unnecessary paperwork are required. Having a stable income is enough to get emergency cash within one business day. Our friendly team will assist you through the whole process and connect you with reliable direct lenders. Choose a way to apply for a payday cash advance.
Visit our store, and our staff will assist you through the application process.
Fill out an application form on our website and submit it.
Apply by Phone
number and complete the application process by phone or get a link to the form via SMS.
1F Cash Advance Store in Bakersfield
Need extra money to cover unforeseen costs? Stop looking for “payday loans near me”! 1F Cash Advance will help California residents to obtain the necessary amount in no time.
Products and Services in 1F Cash Advance Bakersfield
At our office in Bakersfield, you can borrow the following financial options.
A payday loan is a short-term loan taken to cover minor expenses. It should be repaid by your next paycheck up to 30 days.
An installment loan can be used for borrowing larger amounts. It allows you to get $500-$5,000 and should be repaid within 2-24 months.
A title loan is an excellent option for bad credit borrowers. You provide a lender with your auto title as collateral and borrow a loan with no credit check.
How Do Payday Loans in Bakersfield, California Work?
To get extra cash with no hard credit check, you need to visit our store at 1601 Panama Ln Ste D112, Bakersfield, CA 93307. If your loan request is approved, our lending partners will provide you with a payday loan within one business day despite your bad credit. The 1F Cash Advance team will be happy to find the best borrowing option for your needs!
Can You Get a Payday Loan in Other Branches?
You don’t have to live in Bakersfield to apply for a payday loan from a direct lender. You can borrow fast cash from Oildale, Kayandee, Landco, Jastro, and other cities nearby.
Legal Status of Payday Loans in Bakersfield
Payday lending is legal in California, but the state’s laws impose certain restrictions on the industry. The maximum payday loan amount you can borrow in Bakersfield, CA, is 300 dollars. The money can be taken for a maximum period of 31 days with interest rates of up to 460%. Rollovers and cool-off periods are prohibited.
What Do You Need to Apply at a Bakersfield Store?
Payday lenders at a Bakersfield store have basic eligibility requirements for borrowers. To apply for a payday loan, you need to meet the following eligibility criteria:
- Have a valid ID;
- Have a phone number and email address;
- Have a Social Security number;
- Have an Individual Taxpayer Identification number;
- Be at least 18 years of age;
- Have an active bank account;
- Have proof of stable income.